Retirement can be exciting and yet difficult. To stay on track with your plans, it’s important to avoid common mistakes that can derail your plans. […]

The 80/20 rule as a strategy for budgeting is a great method that cuts the hassle of doing tedious calculations or close tracking for you […]

The practice of paying yourself first takes a very different approach to managing personal finances. It focuses on your savings and investments as necessary expenses […]

Incremental budgeting is a method that employs making small changes to a last year’s budget format to come up with a new budget. It is […]

This is the technique in which more cash is employed in the transactions instead of credit and debit cards. In my opinion, cash-based budgeting, as […]

Reverse budgeting is unlike the traditional budgeting techniques in that it combines savings and expense management in that order. Instead of assigning limits for various […]

Budgeting on a percentage basis may be killing two birds with one stone because it is simple to implement an effective form of budgeting. Rather […]

Line-item budgeting refers to a controlled expenditure method of allocation to natural resources in real-time. This form of budgeting is popular among individuals, businesses, and […]

One of the oldest systems of control used by people to track their spending is envelope budgeting. Envelope budgeting starts with dividing your income into […]

In simple terms, zero-based budgeting assigns every dollar a use. We do not expect planning for emergencies with some leftover money; each and every cent […]